:root{--navy:#0b2545;--navy2:#13315c;--teal:#0f766e;--teal2:#14b8a6;--tealbg:#e6f6f4;--ink:#0f172a;--mut:#475569;--line:#e2e8f0;--bg:#f6f8fb;--card:#fff;--warn:#92400e;--warnbg:#fef3c7;--s-net:#0f766e;--s-fed:#1e3a8a;--s-st:#6366f1;--s-fica:#0ea5e9;--s-hl:#f59e0b;--s-ex:#94a3b8;--r:14px;--sh:0 1px 2px #0f172a0f,0 8px 24px #0f172a0f}@media (prefers-color-scheme:dark){:root{--ink:#e2e8f0;--mut:#a8b3c4;--line:#253247;--bg:#0b1220;--card:#111a2c;--tealbg:#0d2b2a;--teal:#2dd4bf;--warnbg:#3a2a06;--warn:#fcd34d;--sh:none}}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{color:var(--ink);background:var(--bg);font-feature-settings:"tnum" 1;margin:0;font:16px/1.6 Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,sans-serif}a{color:var(--teal)}a:hover{text-decoration-thickness:2px}:focus-visible{outline:3px solid var(--teal2);outline-offset:2px;border-radius:6px}.skip{position:absolute;left:-999px}.skip:focus{z-index:9;background:#fff;padding:8px;top:8px;left:12px}.wrap{max-width:1180px;margin:0 auto;padding:0 20px}.top{background:var(--navy);color:#fff;z-index:5;position:sticky;top:0}.bar{flex-wrap:wrap;align-items:center;gap:16px;min-height:60px;display:flex}.brand{color:#fff;letter-spacing:-.01em;align-items:center;gap:8px;margin-right:auto;font-weight:800;text-decoration:none;display:flex}.logo{background:var(--teal2);width:28px;height:28px;color:var(--navy);border-radius:8px;place-items:center;font-weight:900;display:inline-grid}.top nav{flex-wrap:wrap;gap:4px;display:flex}.top nav a{color:#cbd5e1;border-radius:8px;padding:8px 10px;font-size:15px;text-decoration:none}.top nav a:hover,.top nav a[aria-current]{color:#fff;background:#ffffff1a}@media (width<=640px){.top{position:static}.bar{gap:4px;padding-top:8px;padding-bottom:6px}.top nav{flex-wrap:nowrap;width:100%;margin:0 -6px;overflow-x:auto}.top nav a{white-space:nowrap;padding:6px 8px;font-size:14px}}h1,h2,h3{letter-spacing:-.02em;line-height:1.2}.foot{border-top:1px solid var(--line);color:var(--mut);margin-top:56px;padding:28px 0;font-size:14px}.foot .links{flex-wrap:wrap;gap:4px 16px;display:flex}.foot .links a{color:var(--mut);overflow-wrap:anywhere}.disc{color:var(--ink)}.prose{max-width:760px;margin:0 auto;padding:24px 20px}.prose h1{font-size:clamp(28px,4vw,38px)}.prose h2{margin-top:2em;font-size:22px}.prose p,.prose li{font-size:17px;line-height:1.75}.prose li{margin:.4em 0}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh);padding:20px}.tag{background:var(--warnbg);color:var(--warn);white-space:nowrap;border-radius:999px;padding:2px 7px;font-size:12px;font-weight:600}.btn{min-height:46px;font:inherit;cursor:pointer;background:var(--teal);color:#fff;border:0;border-radius:10px;justify-content:center;align-items:center;gap:8px;padding:0 18px;font-weight:700;text-decoration:none;display:inline-flex}.btn[disabled]{color:#334155;cursor:not-allowed;background:#cbd5e1}.faq details{background:var(--card);border:1px solid var(--line);border-radius:12px;margin:10px 0;padding:0 18px}.faq summary{cursor:pointer;justify-content:space-between;gap:12px;padding:16px 0;font-weight:650;list-style:none;display:flex}.faq summary:after{content:"+";color:var(--teal);font-size:22px;line-height:1}.faq details[open] summary:after{content:"–"}.faq summary::-webkit-details-marker{display:none}.faq details p{color:var(--mut);margin:0 0 16px}table.t{border-collapse:collapse;width:100%;font-size:15px}table.t td{border-bottom:1px solid var(--line);padding:10px 4px}table.t td:last-child{text-align:right;font-weight:600}.lab{color:var(--mut);margin:12px 0 6px;font-size:14px;font-weight:600;display:block}.in{border:1.5px solid var(--line);background:var(--card);width:100%;min-height:46px;color:var(--ink);font:inherit;border-radius:10px;padding:10px 12px;font-size:17px;font-weight:600}.in:focus{border-color:var(--teal2);outline:none;box-shadow:0 0 0 3px #14b8a640}.sm{color:var(--mut);margin:2px 0;font-size:13.5px}.fresh{background:var(--navy2);color:#cbd5e1;padding:6px 0;font-size:13px}.fresh a{color:#5eead4}.fresh .dot{vertical-align:1px;background:#2dd4bf;border-radius:50%;width:7px;height:7px;margin-right:8px;display:inline-block}@media print{.fresh{display:none}}