Freelance Tax Calculator (2026)

Enter your 1099 income to estimate self-employment tax, income tax, and a quarterly set-aside. Tax Year 2026.

Filing statusSingleMarried filing jointlyMarried filing separatelyHead of household StateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming 1099 income ($/yr) Business expenses ($/yr) Health insurance ($/mo)

Self-employment tax	$16,955
Federal income tax	$10,493
State income tax	$5,606
QBI deduction	$17,932
Total tax	$33,054
Set aside	27.5%
Each quarterly payment (approx., Apr 15 · Jun 15 · Sep 15 · Jan 15)	$8,264

The quarterly figure divides this year's estimated tax by four. Safe-harbor rules (100%/110% of last year's tax) may let you pay less. The full schedule is part of the paid report on the W-2 vs 1099 calculator.

What freelancers pay in 2026

Self-employment tax is 15.3% on 92.35% of net profit (Social Security portion capped at $184,500). Half of it is deductible. Income tax uses the 2026 standard deduction ($16,100 single, $32,200 married filing jointly) and brackets from IRS Rev. Proc. 2025-32. Details on the methodology page.